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PEARLS OF WISDOM

   

CORPORATE RESTRUCTURING

Survival is dependent upon successful crisis management, a sound core business and a capable management team.  The pressures on directors are considerable, help from an experienced corporate financier may make the difference between collapse and recovery.

 

 The demand on a company's internal resources created by financial fire-fighting is substantial and frequently under-estimated and management may need to call on "recovery" expertise which is unlikely to be available internally.  

Corporate finance are uniquely placed to balance the interests of all parties.  Its role can be summarised as:  
  1.  fire-fighting in the early stages;
  2. acting as buffer between business and creditors;
  3. formulating the re-financing proposal;
  4.  negotiating with banks;
  5.  liaising with regulatory authorities;
  6. overall co-ordination and management.

 

Steps
  1. the first challenge is to put in place a standstill arrangement which freezes the position with the bank;
  2. develop a new business plan, this will need to be independently reviewed;
  3. develop a cash management plan;
  4. assess the new money required;
  5. assess the scope for equity for debt swaps.
Post completion
  1. disposal programme;
  2. internal re-organisation.