64 deals £1.780 Billion

Dow Schofield Watts llp


 

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PEARLS OF WISDOM

   

CREDIT RATINGS

Two dominant US agencies - S&P and Moody's Investors Service.

 

Analysis starts with country risk assessment:

  1. political stability;

  2. overall economic prospects.

Then an assessment of the industry, which places an upper limit on the rating potential.

 

Industry risk ratings are better for:

  1.  industries which maintain profit margins in recession;

  2. industries with flexibility in timing and magnitude of capital outlays eg pharmaceuticals, publishers.

Industry risk assessment sets the stage for deeper analysis of the company - includes assessment of management quality as well as financial ratios.